Saturday, December 21, 2013

How to save money when moving in a new house .?

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JesusGirl


I'm getting married in july and I need money saving tips badly.
For are 2 bed room home and we have a baby. Also I love things to look great. Lets just say I'm the kind of girl who can't go out of the house without looking like a Diva.



Answer
"Design on a Dime" is a great show to watch if you have champagne taste and a beer budget for your new house. Its on the Home and Garden channel :)

Also, consider NOT registering for a bunch of china you don't need for your wedding, and ask for donations that will go toward your down payment instead!

I agree with the other posts as well, the more you monitor exactly what you spend, the better you will be able to control it. Make sure your hubby's on board too, its impossible if only one of you are on board with the whole budget plan :)

Good luck & congrats - you can do it!

How can we reduce health care expenditures on baby boomer's medical needs next five years?




Rano S


I'm working on this topic, and would like to know exports', doctors' and individuals opinions? Please give me your opinions, thoughts, and possible solutions to reduce healthcare spending. Oldest Baby Boomers will retire next year, and this will be a big issue to national budget.

Thank you all for your help



Answer
My suggestion is to give them higher deductible plans. Usually they would be covered 100% or with a very little co-pay. If they are responsible for some of the bill they will limit their doctor visits. Don't make it too high or this may backfire.

Second, focus on preventative care. It costs more to fix a problem than prevent it. Give incentives to get checkups and eat healthy. This is hard to monitor, but let's hypothetically say that the government instead of paying ALL their premiums for medicare, they replace a small portion with vouchers for HEALTHY food. This can reduce a lot of medical problems by attacking obesity and heart problems.




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Do I really need a baby monitor even if my baby will be in a room down the hall while I'm sleeping?

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Lindze


My husband and I are fighting nonstop about a baby monitor, there are several couples on our street who have babies and who will around the time we will have ours. I feel we need to spend more on a monitor so we don't pick up other babies crying on ours, and he doesn't want to spend any extra money. Can any parents tell me will I wake up if I don't have a monitor close by? Help!


Answer
I don't use a monitor at night for my 4 month old, she has been in her own room since 1 month and I hear her just fine when she wakes up. We also have a fan on in our room as well as a sound machine in hers. My husband does not wake up when she cries but I do, I think it is just a mother's instinct, we are so in tune with our little ones! I do reccomend a monitor for when you need to be doing something outside and won't hear him/her or for peace of mind when you have company or are watching tv and might not here cries over every day noise.

What is the best video/audio monitor to buy?




Nikki


I am looking to buy a video baby monitor through walmart. I am looking at the Graco iMonitor Baby Video Monitor, the Summer Infant 900 MHz 2.5" Color Handheld Video Monitor, and the MobiCam Ultra Wireless Color Video Monitor System. I have read reviews on all of them and have compared all of the features but still do not know which one would be best. Can anyone give me any input please? Thanks!!!!!!


Answer
Hi! Well since no one else answered your question I just thought to give some input from my experience. Perhaps you haven't yet had your baby? I was the very same way. I went out and planned every last product to put into my nursery: $200 bassinette, expensive travel system, breast pump set, sounds n lights baby monitor (fisher-price) etc. He won't sleep in the bassinette, the travel system is nice but the stroller that went with it is so big and bulky and so inconvenient and heavy to unload that I never us it. I used the breast pump only a few times because my milk didn't come in properly. The monitor is rarely used because I carry the baby with me everywhere in the house (in his carrier) but sometimes when I have the right batteries for it, I use it when I am outside visiting neighbors. I guess my point in saying all of this is that I think you should wait until the baby comes and you know for sure what will work for you and also you won't waste a lot of time and money on stuff that you regret and never use.




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